Top 8 credit cards for excellent credit

Do you have excellent credit? If so, it’s time to upgrade to a better rewards credit card.

The banks are fighting harder than ever to win customers with excellent credit. Take advantage of your excellent credit today by getting a card that earns you more rewards. Our credit card experts have selected the top 8 credit card deals you can take advantage of right now:

BankAmericard Travel Rewards® Credit Card

With the BankAmericard Travel Rewards® credit card, you’ll earn 1.5 points for every dollar you spend, and points can be redeemed for nearly any travel purchase in the form of a statement credit. This card comes with a 20,000-point sign up bonus when you spend $1,000 in the first 90 days. That can be a $200 statement credit towards travel purchases, and it’s one of the few travel rewards cards with no annual fee. This card also offers no foreign transaction fees, making it perfect for traveling abroad. If you’re a traveler looking for a simple no annual fee card that won’t restrict your travel to certain airlines, giving you the flexibility to travel on any airline, at any time, with no blackout dates, then this card is for you.

Capital One® Venture® Rewards Credit Card

Another top travel card. This card earns you 2 miles for every $1 spent and comes with a 40,000 mile sign up bonus after you spend $3,000 on purchases within the first 3 months – equivalent to $400 in travel. It does have an annual fee of $59, but it’s waived the first year. The card allows you to fly any airline, stay at any hotel, anytime with no blackout dates a real plus for last minute travel plans. It also has zero foreign transaction fees and your miles don’t expire. All of these benefits make the Capital One Venture Card a great fit for all travelers and even once-a-year vacations!

Citi® Double Cash Card – 18 month BT offer

This is one of the best cash rewards card out there because it gives you cash back twice. You’ll earn 1% back when you make a purchase, and another 1% back when you make a payment. You’ll also receive a 0% intro APR on balance transfers for 18 months. This is very helpful in paying off a balance when you transfer it to this card from another credit card. The best part about this card’s cash back? There’s no limit to the amount of cash back you can earn! This card is perfect for people who don’t want to keep up with rotating categories each quarter. When used responsibly, this card is a cash back machine. With a great rewards rate, 18 months of 0% intro APR on balance transfers, and no annual fee, the Citi Double Cash is a smart choice for just about everyone!

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card from American Express is one of the more unique cash back cards. It’s best for the average household. For a limited time, this card boasts an unbelievable 10% cash back at U.S. restaurants for the first 6 months, up to $200 back. It provides a competitive 3% cash back (with a $6,000 annual cap) at U.S. supermarkets, 2% at U.S. gas stations and select department stores, and 1% on all other purchases with no annual fee! This card is great for anyone that spends a lot of money on gas and groceries. The cash back is received in the form of Reward Dollars that you can redeem for statement credits. The card also has 0% intro APR on purchases and balance transfers for 12 months, so if you need to transfer your balance from another card you can put it on this with zero interest for a full year.

Discover it® Cashback Match™

This cash rewards card comes with a unique sign up bonus unlike anything you’ve seen; At the end of your first year, Discover will match the cash back you’ve earned. This is the only credit card that will match your cash back at the end of the first year. So if you earned $200 in cash back from purchases in your first year, Discover will match it, making your total cash back for the year $400! The Discover it card earns 5% cash back in popular spending categories that change each quarter and 1% on all other purchases. The 5% cash back categories include things like gas, groceries, dining, and more. On top of the incredible rewards program, this card comes with 0% intro APR on purchases and balance transfers for 14 months. There is even no annual fee, no foreign transaction fees, and no late fee for your first late payment. This card is perfect for cash rewards, financing a big purchase, transferring your high interest debt, and avoiding bank fees to help you save money.

Wells Fargo Platinum Visa® Credit Card

Looking for a unique long 0% intro APR offer and have an expensive smart phone? The Wells Fargo Platinum is the card for you. It offers a $600 protection plan for your cellphone when you pay your cell phone bill with this credit card. If you’ve ever had your phone stolen or damaged, this card could have helped cover your costs. On top of the cell phone protection benefit, the card offers 0% Intro APR for 15 months on purchases and balance transfers. After 15 months, it has a 15.90%-25.74% variable APR, however, if you pay off your bill every month, you won’t incur any interest or annual charges. There are extra perks such as free access to FICO® Credit Scores as well as convenient tools to help you create and stick to a budget while managing your spending with the My Money Map. If you would like extra cell phone protection, 15 months of interest free payments, or access to easy to use financial tools, this card is an excellent choice.

BankAmericard Cash Rewards&#8482 Credit Card

0% intro APR for 12 billing cycles, combined with 3% cash back on gas, 2% cash back on grocery stores/wholesale clubs (on up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter), and 1% cash back on everything else makes this card a top pick. Did we mention this card comes with no annual fee? In case that wasn’t enough, you’ll also gain access to Bank of America’s award winning online & mobile banking. The reward rates get even better if you have a Bank of America checking or savings account and redeem your cash rewards into your checking or savings account. Finally, when you spend just $500 in the first 90 days, about $6 a day, you’ll receive a $100 bonus. With cash back, no annual fee, a long 0% intro APR, and a $100 sign up bonus, and you can see why this card is a top pick of ours!

Wells Fargo Cash Wise Visa® Credit Card

A cash back credit card that more people should know about is the Wells Fargo Cash Wise Card. This credit card offers a sign up bonus of $150 after spending $1,000 in the first 3 months. Additionally, it offers two unique features: When you pay your monthly phone bill with the Wells Fargo Cash Wise Card you’ll get up to $600 protection on your cell phone against covered damage or theft. You’ll also receive 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay® for the first 12 months of opening an account. While you take advantage of the high cash back offer, phone protection, and qualified mobile wallet purchases, you’ll also enjoy unlimited 1.5% cash rewards on virtually every purchase. There is also 0% Intro APR for 12 months on purchases and balance transfers. The variable APR is 13.74%-25.74% after the 0% intro APR for 12 months period. On top of all these amazing perks, you don’t have to worry about an annual fee. If you’re looking for a cash back card with $0 annual fee, a sign up bonus, and excellent perks, this is the card.

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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